(Underwritten by National Mutual Insurance Company)

• Trip Interruption - Reimburses (up to the total trip cost) unused hotel arrangements plus additional costs to change or purchase a new airline ticket if you can't travel due to circumstances such as illness or injury to you, a family member, or traveling companion, jury duty, subpoena, or a traffic accident on the way to the airport.

• Travel Delay: Reimburses you up to $3,000 for expenses such as meals, lodging, and local transportation costs should you be delayed 6 or more hours due to a defined Hazard, such as a Common Carrier Delay or Quarantine (imposed by a physician or government authority).

• Missed Connection: The plan reimburses you up to $500 for unused arrangements and additional transportation should you miss your Cruise or tour departure due to a delay of at least 3 hours to 12 hours of all regularly scheduled flights due to a covered reason, such as adverse weather or Quarantine (imposed by a physician or government authority).

• Emergency Evacuation - Under certain circumstances detailed in the Plan, the Plan can pay for the transportation expenses Incurred to evacuate You to the nearest qualified hospital and/or to return you home.

• Baggage/Personal Property - Reimburses you for baggage or items lost, stolen, or damaged during your vacation.

• Medical Expense - Reimburses medical costs up to $50,000 should you incur hospital charges or other medical bills as a result of an illness or injury during your vacation.

• Baggage Delay - Reimburses for the purchase of necessary personal items if your bags are delayed by the airline for 8 hours or longer. The plan covers you for the purchase of necessary items up to $300 in the event your luggage is delayed by a common carrier for more than 8 hours en route to your vacation.

• Travel Accident - Accidental death and dismemberment coverage in the event of loss of life, limb, or sight resulting from an injury occurring during Your Trip.

RECEIVE A REFUND BACK TO THE ORIGINAL FORM OF PAYMENT IN THE AMOUNT PAID FOR THE TRIP (MINUS THE COST OF THE PROTECTION).

Pre-Departure Penalty Waiver (Non-insurance features)

• Cancel For Any Reason: You may cancel your vacation for ANY reason up to two hours prior to scheduled departure* and receive a full refund for your vacation, less the cost of the Travel Protection Plan, including non-refundable airfares booked through ALG Vacations brands. Nonrefundable hotel rates are not included. Refund will be in the form of original form of payment.

• Price Guarantee:*** Guarantees the lowest price on the vacation booking! If the price of the hotel or Exclusive Nonstop Vacation Flight/package drops after booking the reservation, just let us know and we'll adjust the reservation to the lower price. Valid on Mexico, Caribbean, Hawaii and Central America vacations. For the Price Guarantee to apply to the hotel portion of the reservation, the price adjustment must be made to the reservation while the lower rate is available.

• Hurricane Travel Credit*^: If a Category One or greater hurricane disrupts a vacation for 24 hours or more, travelers will receive a refund for unused or interrupted vacation nights plus a future vacation discount certificate. Valid for reservations departing June through November.

• Need to make a change? For changes to bookings with Travel Protection Plus (TPP) where no penalties were assessed, the Travel Protection Plus Plan benefits are considered unused in the first instance and can be moved to a revised reservation without a reactivation fee. For changes to bookings with Travel Protection Plus where penalties were assessed, the penalties are covered but the Plan reactivation fee (75% of original price) applies if you wish to have this coverage on the revised booking.

• If a cancelled reservation is re-booked within 7 days, brand penalties are waived. Applicable supplier penalties may apply. Additionally, the Travel Protection Plus Plan benefits are considered unused and can be moved to the new reservation without a reactivation fee. When rebooking 8 days or more after initial cancellation, normal fees apply, and Travel Protection Plus is considered used.