REFUNDS: You acknowledge and agree that all payments that you make to The Travel Chics, LLC are non-refundable and non-transferable. This is because The Travel Chics, LLC has contractual agreements with hotels, airlines, and other vendors that will not allow us to obtain any refunds. This way we can keep our package prices competitive and allow you to make monthly payments for your vacation. If you purchased Travel Insurance, please contact the insurance supplier in order to discuss your refund options according to their refund policy. NO REFUND will be processed directly from The Travel Chics, LLC. All payments to The Travel Chics, LLC are nonrefundable and non- transferable.