I understand that all deposits are non-refundable. All credit card payments are payable ONLY to the hotel, resort, tour operator, cruise line, or other travel supplier designation by the above entity. I will not dispute the payment with my credit card company as long as the transaction corresponds with the terms indicated above. By my submission of this form, I give authorization to Travel Stamp Junkees and the travel vendor being used to debit my credit/debit card for all amounts listed above ONLY. I understand that if I elect to decline Travel Insurance I am responsible for any cancellation policies and all out of pocket expenses that may occur. I will also make my own provisions in the event of an emergency while I'm away if I elected to decline travel insurance. All deposits and vacation protection are Non-Refundable.