Your plan  though Alianz includes the following coverage, up to the limits shown. Please see your Policy for information about how our insurance works.

Benefit Coverage Limits*
Baggage Coverage $1,500.00
Baggage Delay Coverage $500.00
Missed Connection Coverage $1,000.00
Emergency Medical Transportation $250,000.00
Emergency Medical and Dental $50,000.00
Trip Cancellation Protection $5,000.00
Travel/Trip Delay Coverage $750.00
Trip Interruption Protection $7,500.00
*USD per person unless noted otherwise
Please Note
 Emergency Medical and Dental Benefits are primary.
 For Emergency Medical and Dental Benefits, a one time $50.00 deductible per person applies to outpatient visits.
 There is a $500 maximum for all covered dental expenses.
 AGA Service Company is the licensed producer and administrator for this plan.
 Insurance coverage is provided under Form No. 52.201.511.NY PC and 52.201.008.NY AH issued by BCS Insurance Company.

Insurance coverage shall be effective at 12:01 A.M. on the date the scheduled Trip begins, except Trip Cancellation
Coverage, which is effective the day after Your telephone order is placed, Your faxed order is received or Your web order is received. In no event will coverage be effective if all premiums due have not been received prior to the Scheduled Departure Date or prior to the date You cancel Your Trip or it is canceled for any reason.

TRIP CANCELLATION AND INTERRUPTION COVERAGE
Trip Cancellation Coverage provides benefits for loss(es) You incur for Trips canceled up to the time and date of departure. Trip Interruption Coverage provides benefits for loss(es) You incur for Trips that are interrupted or delayed after the time and date of departure.

For all covered reasons outlined below, You must notify the appropriate travel supplier(s) of Your cancellation or interruption within 72 hours of the occurrence, unless the condition prevents it, then as soon as reasonably possible. Otherwise the right to compensation will lapse. A maximum benefit of up to the amount indicated on Your Letter of Confirmation is provided to cover certain expenses as listed below which result from the cancellation of Your Trip due to:

Any serious Injury or any unforeseen serious medical condition:
a. Occurring to You or a Traveling Companion, which is so disabling as to cause a reasonable person to delay, cancel, or interrupt their Trip;
b. Occurring to a Family Member that is considered life threatening or requiring hospitalization; or c. Occurring to a Family Member requiring Your care.
For Trip Cancellation benefits: an actual examination by a Physician must take place within 72 hours of the cancellation. For Trip Interruption benefits: this
examination must take place during Your Trip. This Physician may not be a member of Your or Your Traveling Companion’s family or yourself, or a Family
Member of the person whose condition caused the cancellation or interruption.
2. Your death, the death of a Family Member or a Traveling Companion if the death occurs within 30 days prior to Your Scheduled Departure Date or during Your Trip.