PLAN BENEFITS INCLUDE:

Trip Cancellation1

: You are covered for your your unused, prepaid, non-refundable trip costs in the event you must cancel your trip

for a covered reason, such as one of the reasons below.
Trip Interruption1

: This covers the unused portions of your land or water travel arrangements, plus the additional transportation costs paid,

if you must interrupt your trip due to a covered reason, such as the following:

Baggage and Personal Effects - Up to a maximum of $1,000! If your baggage is lost, stolen or damaged!
Medical Expense - Up to a maximum of $5,000! If you are injured or become ill on the trip. You also are covered for up to
$750 in emergency dental treatment.
Medical Evacuation and Repatriation of Remains - Up to a maximum of $20,000! Should a severe
illness require immediate care and a local hospital cannot meet your needs, this covers the cost to transport you to the nearest hospital where you
can receive appropriate treatment. A toll-free call to 1-800-494-9907 starts the arrangements. If you are traveling alone, you are also covered for the
air fare of a companion to join you at the hospital (additional terms apply).
24/7 Non-Insurance Assistance Services Included: Lost Baggage Retrieval • Prescription Drug/Eyeglass Replacement
• Medical or Legal Referrals • Emergency Cash Advance • Translation Services • Payment to the Assistance Company is Your Responsibility.

** TIPS FOR TRAVELERS **
• Cancel with your Group Leader as soon as you are aware of the need to cancel.
• In the event you need to file a claim, contact Travel Insured International at 1-855-376-2037 as soon as possible. Be prepared to provide
proof of payments for all portions of your trip, including the travel protection plan.
• Get detailed medical statements from treating physicians where and when an accident or sickness occurred. Save your receipts, proof of
• all payments and proof of coverage.
• If you have purchased the Travel Confident Protection Plan, for medical evacuation call the Assistance Company at
1-800-494-9907 or collect at 1-603-328-1707. Be sure to call before you incur any expenses!
QUESTIONS?
CALL 1-855-376-2037
2 EASY Ways to Signup:
INTERNET - Signup at
www.travelconfident.com (Internet
signup is not available to
residents of the State of New York.)
MAIL - Give a check to your Group
Leader in the amount indicated by
the table made out to "Travel Insured
International"

ACT NOW so you are eligible for a
PRE-EXISTING CONDITION waiver!
You must purchase the travel protection
plan within 14 days of the date of your initial
payment or deposit.
Review the complete terms in the exclusion
section of your plan document.
RECEIVE THIS BENEFIT!

* This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al., T210
et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance
Company. The plans also contain noninsurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management.
Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for
pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms,
benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the
plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your
travel retailer maybe compensated for the purchase of a plan.CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is
for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan
component, please contact Travel Insured: 855 Winding Brook Drive, Glastonbury, CT 06033; 855-376-2037; customercare@travelinsured.com; California license #0I13223.
AH3277

1
Please note that the covered reasons for Trip Cancellation coverage are not identical to the covered reasons for Trip Interruption coverage, and
additional terms apply to all covered reasons.

Unless otherwise shown below, these exclusions apply to You, Your Traveling Companion, or Family Member
scheduled and booked to travel with You.
The following exclusion(s) appl(y)(ies) to the Trip Cancellation and Trip Interruption and Medical
Expense.
We will not pay for any loss or expense caused due to, arising or resulting from:
1. a Pre-Existing Medical Condition, as defined in the certificate.
The following exclusions apply to the Medical and Dental Expense benefits.
We will not pay for any loss or expense caused due to, arising or resulting from:
1. routine physical examinations or routine dental care;
2. traveling for the purpose or intent of securing medical treatment or advice;
3. Alcohol or substance abuse or treatment for the same;
4. Normal pregnancy (except Complications of Pregnancy) or childbirth, or elective abortion;
5. a Mental, Nervous or Psychological Condition or Disorder unless Hospitalized or Partially Hospitalized while
the certificate is in effect;
6. Your participation in Adventure or Extreme Activities, riding or driving in races, or participation in speed or
endurance competition or events, except as a spectator;
7. Your participation in an organized athletic or sporting competition, contest, or stunt under contract
in exchange for an agreed-upon salary or compensation. This does not include athletes participating in
exchange for a scholarship or tuition.
In addition to any applicable benefit-specific exclusion, the following general exclusions apply to
all losses and all benefits.
We will not pay for any loss or expense caused due to, arising or resulting from:
1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family
Member or Business Partner booked and scheduled to travel with You, while sane or insane;
2. being under the influence of drugs or narcotics, unless administered upon the advice of a Physician as
prescribed;
3. activities, losses, or claims involving or resulting from possession, production, processing, sale, or use of
marijuana, illegal drugs, alcohol or substances are excluded from coverage;
4. war or act of war, including invasion, acts of foreign enemies, hostilities between nations (whether declared
or undeclared), or civil war;
5. the commission of or attempt to commit a felony or being engaged in an illegal occupation by You, a
Traveling Companion, Family Member, or Business Partner;
6. directly or indirectly, the actual, alleged or threatened use, discharge, dispersal, seepage, migration,
escape, release or exposure to any hazardous biological, chemical, nuclear radioactive weapon, device,
material, gas, matter or contamination;
7. piloting or learning to pilot or acting as a member of the crew of any aircraft;
8. a loss or damage caused by detention, confiscation or destruction by customs;
The plan also contains exclusions specific to the Baggage and Personal Effects Benefits.
MEDICALLY FIT TO TRAVEL EXCLUSION:
We will not pay any expense as a result of You having been advised in writing that You, Your Traveling
Companion, or Family Member scheduled and booked to travel with You are not Medically Fit to Travel at the
time of purchase of coverage for a Trip, as defined in the certificate.
If coverage for a Trip is purchased and it is later determined that You, Your Traveling Companion, or Family
Member scheduled and booked to travel with You were not Medically Fit to Travel at the time of purchase of
coverage for Your Trip, as defined in the certificate, the coverage is void and premium paid will be returned.